What Is Instacash In Indmoney?

INDMoney INsta Cash is a flexible credit line that is exclusively available for INDMoney members. It allow its members to withdraw amounts as per their needs and get money in their bank accounts instantly.

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Key Features of INDMoney Insta Cash

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Fast Disbursement: Loans are approved and disbursed within minutes.

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Flexible Loan Amounts: Loan amounts typically range from INR 1,000 to INR 5 lakh.

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Competitive Interest Rates: Rates start from around 1% per month, depending on the borrower’s profile and lender.

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INsta Cash Product Detail – Loan amount: Upto 5 lac – Repayment tenure: 3 to 60 months – Loan processing fee: 0.5% to 4% (incl. GST) – Max APR: 12% – 28% p.a. – Bounce charges: INR 400 to 500 (excl. GST) – Penal charges: 18% to 36% p.a. on overdue amounts.

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