INDMoney Charges | Is IndMoney Free in 2025? The Truth About Hidden

Key Highlights of INDMoney Charges

      • Account: Free (Demat & Trading)

      • Equity Delivery/Intraday brokerage: 0.05% or Rs.20 (max)

      • Futures/Options Brokergage: Rs.20 per order 

      • STT: 0.1% (Buy)/0.025% (Sell)

      • Stamp Duty: Varies by state

      • SEBI: 0.0001% of turnover 

      • DP Charges (Sell Orders): ₹13.5/scrip

      • Modification in CML: ₹25

      • Physical Statement: ₹300 + courier

      • Off Market Transfers: ₹10

      • Remat/Demat: ₹250/certificate 

      • Netbanking deposit: ₹10

      • Auto Square-off: Rs 50

      • Call & Trade: ₹500

      • GST (18%): Brokerage, DP, Exchange, SEBI, Auto-square off US Stocks:

      • Brokerage: 0.15%

      • Platform Fee: 0.75% of deposit (max Rs.1000) Withdrawal: $5 

      • Hidden Charges: None stated, but be aware of taxes like TCS, TDS on dividends.


    IndMoney Charges for Indian Stocks in Detail with Meaning

    INDMoney Charges

    IndMoney Account Opening Charges

    Account TypeCharges
    Demat Account Opening Charges₹0
    Demat Account AMC Charges₹0
    Trading Account Opening Charges₹0
    Trading Account AMC Charges₹0

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    IndMoney Brokerage Charges

    SegmentCharges
    Equity Delivery0.05% or Rs. 20, whichever is lower
    Equity Intraday0.05% or Rs. 20, whichever is lower
    Currency Futures0.05% or Rs. 20, whichever is lower
    Currency Options0.05% or Rs. 20, whichever is lower
    Equity FuturesRs. 20 per executed order
    Equity OptionsRs. 20 per executed order

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    IndMoney Government Charges

    ParticularsEquity DeliveryEquity IntradayFuturesOptionsMeaning of Charges
    Exchange Transaction Charges (For both Buy & Sell)0.00325% 0.00375% 0.0019% (on contract value) NSE 0 BSE0.050% (on premium) NSE 0.0050%(on premium) BSE“Exchanges (NSE/BSE) charge a transaction fee based on your trade value.”
    STT (Securities Transaction Tax)0.10% Buy and Sell0.025% Sell0 Buy 0.0125% Sell0  Buy 0.0625%(on premium) SellGovernment levies charges on exchange transactions.
    Stamp Duty0.015% Buy0.003% Buy0.002% Buy 0 Sell0.003% Buy 0 SellIt is a tax levied by the government on the legal document confirming your trade (the contract note)
    SEBI Charges For both Buy & Sell0.0001% of Turnover0.0001% of Turnover0.0001% of Turnover0.0001% of TurnoverThis is charged by the Securities and Exchange Board of India for regulating the markets.


    IndMoney Depository Charges

    DP Charges for Delivery (on Sell Orders)  ₹13.5/scrip Delivery SellDP (Depository Participant) charges, are fees levied when you sell shares held in your Demat account.
    Modification in CML₹25 per requestIt means adjusting the CML to reflect changes in market conditions or investor preferences.
    Physical Statement Courier₹300 per request + ₹300 courier chargesAny statement that are requested to be delivered physically would be charged
    Off Market Transfers from the Demat Account₹10 per transactionTransfer of securities (shares, bonds, etc.) between two Demat accounts without going through the stock exchange.
    Remat Charges  ₹250 per certificate Rematerialization of shares is the process by which you can get your electronic share holdings converted to physical share certificates.
    Demat Charges₹250 per certificateDematerialization of shares is the process by which you can get your physical share certificates converted to electronic share holdings.


    IndMoney Other Charges

    Deposit using Netbanking  ₹10
    Auto Square off charges  Rs 50 per position
    Call & Trade charges₹500 per order
    GST (On Brokerage, DP Charges, Exchange Transaction Charges, SEBI Turnover Charges and Auto Square-off Charges)18%


    INDMoney Charges for US Stock

    Here are the indmoney charges for us stocks, IndMoney Annual Charges, and IndMoney AMC charges

    Account TypeCharges
    Demat Account Opening Charges₹0
    Demat Account AMC Charges₹0
    Trading Account Opening Charges₹0
    Trading Account AMC Charges₹0
    Brokerage charges0.15%
    IndMoney Platform fee0.75% of deposit amount (Max of Rs. 1000)


    IndMoney Withdrawal Charges

    If you want to withdraw your money from Indmoney, you will be charged a $5 fee.


    IndMoney Hidden Charges

    As far as I have researched, there are no Indmoney hidden charges. They have mentioned all the prices they charge for their trades and platform fees on the website under the pricing section. However, be aware of the TCS, TDS on dividends, and other taxation aspects applicable to the sale and purchase of the shares. 


    INDMoney Customer Care Numbers 2025

    https://financefundaa.com/indmoney-customer-care-numbers


    Conclusion

    INDmoney offers a low-cost entry point for Indian investors to access US stocks with a free basic account and fractional shares. However, various fees can add up over time, including brokerage charges, DP charges, and taxes. Be aware of these and factor them into your investment decisions.


    Frequently Asked Questions

    What are the charges for selling stocks on INDmoney?

    INDmoney charges 0.05% (max. ₹20) brokerage for equity. Other fees include DP charges (Rs. 13.50), STT (0.1%), and transaction charges (0.00375%).

    Can I invest in US stocks through INDmoney?

    Yes, you can invest in US stocks fractionally or with total shares.

    Is INDmoney free to use?

    INDmoney's basic account and US stock investing are free. Optional pro features have fees.

    Does INDmoney have any charges?

    While the core platform is free, other fees like brokerage, DP charges, and taxes apply to specific trades.

    Disclaimer: The information provided on this website is for general informational purposes only and should not be construed as financial advice, investment recommendations, or guarantees of any kind. This information is not intended as a substitute for professional financial advice. You should always seek the advice of a qualified financial advisor before making any investment or financial decisions.


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