Welcome to the Yes Bank Share Price Target 2025 report. In this analysis, we will explore Yes Bank Share Price Target 2025. We will explore the expected future performance of Yes Banks’s shares and set a target price for potential investors.
To Predict the Yes Bank Share Price Target, we have examined the company’s financials, market trends, and other relevant factors that can affect the Yes Bank share target price in the coming years. Let’s discover the potential growth prospects of this renowned private sector bank.
About Yes Bank
- Yes Bank was incorporated in 2003, the bank is engaged in providing a wide range of banking and financial services.
- Yes Bank operates as a comprehensive commercial bank, offering a wide array of products, services, and digital solutions tailored to meet the needs of retail, MSME, and corporate customers.
- YBL has a pan India network of 1,192 branches, 150 BCBO, and 1,300+ ATMs in over 300 districts of India.
What is the Yes Bank Share Price Target 2025?
Yes Bank Share is trading at around Rs. 21-23 per share. Well, we all know the challenges Yes Bank has faced in the Past when the share price fell from Rs. 373 to Rs. 5.5. However, after the restructuring process, the stock was able to rebound.
As per the current market analysis, the Yes Bank share price target by 2025 is expected to be around Rs. 25 – 30 per share. It is predicted that Yes Bank’s shares have the potential to rise significantly in the future if the bank continues to improve its financial health and execute its growth plans effectively.
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Yes Bank Share Price Target
As per the recent Q3 2024 Results, Yes Bank’s net profit for Q3 2024 jumped from ₹51 crore to ₹231 crore for the October to December quarter and the provisions fell from ₹844.7 crore to ₹554.7 crore during the same period. However, profits were short of market expectations of ₹415.1 crore. Yes Bank is focusing on reducing provisions and NPA recovery, which could lead to greater profitability in the future.
Read More: Yes Bank Results Q3: A Mixed Bag for Retailers? What to Watch Out For
Yes Bank Share Price Target for 2024
- 1st Target: Rs. 39
- 2nd Target: Rs. 42
Yes Bank Share Price Target for 2025
- 1st Target: Rs. 49
- 2nd Target: Rs. 58
Yes Bank Share Price Target for 2026
- 1st Target: Rs. 85
- 1st Target: Rs. 110
Yes Bank Share Price Target for 2030
- 1st Target: Rs. 348
- 1st Target: Rs. 410
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Major Reason to Increase Yes Bank Share Price in Future
The major reason to increase Yes Bank price is due to the following factors:
As per the latest Yes Bank News in the market, the CEO of Yes Bank is planning strategically to improve the following which may lead to an increase in yes bank’s share price. The below factors can help us to set the Yes Bank Share Price Target.
CASA Improvement: Aim to improve the overall ratio of current account savings account (CASA) deposits further as there is a huge opportunity available there. Further, Yes Bank is also counting on higher fee income growth to help improve margins.
Low-risk higher margin clients: Focus on lending to clients that can bring in higher margins. These may be retail or corporate clients placed just below the highest-rated borrowers but those who still do not entail a large risk.
Moderate risk rating assets: There will definitely be assets that could be rated BBB, but their risk is not high. There, we will get pricing power.
Microfinance acquisition: As a way to boost priority sector lending, the bank is evaluating the acquisition of a microfinance lender this year.
Bad loan recovery: It is also expecting bad loan recovery of at least 50 billion rupees from the transfer of bad loans worth 480 billion rupees to a private equity firm
All the above factors will improve the Financial Performance of Yes Bank which will lead to Business Growth. Positive market sentiment and favorable perceptions about the bank’s future prospects can drive higher demand for its shares, leading to an increase in the stock price.
To estimate the potential share price target for Yes Share in 2025, we must evaluate its historical financial performance and growth trends. Though past performance is not indicative of future results, it provides a valuable basis for projection.
Let’s do the Fundamental analyses of Yes Bank Share
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Fundamental Analysis of Yes Bank Share
A quick Overview
Yes Bank Ltd. Company Pros
- Good Capital Adequacy Ratio of 17.90%.
- The company has delivered good Profit growth of 26.90% over the past 3 years.
- Net NPA to Net Advances has declined versus the last 3 years’ average
Yes Bank Ltd. Company Cons
- The company has a low ROE of -2.49% over the last 3 years.
- The Bank has a high NPA; the Average NPA of the last 3 years stands at 3.75%.
- High Cost to income ratio of 73.13%.
- The company has delivered poor Income growth of -4.51% over the past 3 years.
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Sales Growth: Comparing FY 2020-21 and FY 2021-22, Yes Bank’s revenue has fallen from INR 20,039 to INR 19,019 and in the last 4 years, the bank is given a 3-year CAGR of – 14%. However, In FY 2022-23, the bank’s revenue has been improved from INR 19,019 to INR 22,702, which shows a good improvement in the bank’s sales growth.
Profitability: Yes Bank’s reported a profit of INR 1,064 crore for the fiscal year 2021-22 after reported losses for 2 consecutive years for 2020-21 and 2019-20. And, the positive aspect is that Yes banks’ NPAs have decreased in recent years.
Management quality: In the past, concerns were raised about the quality of Yes Bank’s management, primarily related to corporate governance and related party transactions. Nevertheless, the bank’s current management has made efforts to tackle these concerns and enhance the overall performance of the institution.
Factors that Can Affect Yes Bank Share Price in 2025
Here are few factors that can affect Yes Bank Share Price Target 2025 in Future
Financial Performance: Yes Bank’s future financial results, including revenue growth, profitability, and asset quality, will have a significant impact on investor sentiment and the stock price.
Economic Conditions: The overall economic environment, including GDP growth, interest rates, and inflation, can influence Yes Bank’s performance and, in turn, its share price.
Regulatory Changes: Any changes in banking regulations or policies can impact the bank’s operations and profitability, affecting investor confidence and the share price.
Management Decisions: The bank’s strategic decisions, leadership changes, and corporate governance practices can influence investor perception and the stock price.
Credit Quality: Any changes in the bank’s credit portfolio and loan book quality can impact investor confidence and affect the share price.
Investor Confidence: Yes Bank’s ability to maintain and gain investor confidence through transparent reporting and effective communication can influence its share price.
CAGR of Yes Bank Ltd.
Yes Bank Competitors
Conclusion
As per market analysis, Yes Bank Share Price Target is around Rs. 20 – 25. Definitely, we need to track the market at regular intervals as the market remains highly volatile due to external factors as well.
Disclaimer: The information provided on this website is for general informational purposes only and should not be construed as financial advice, investment recommendations, or guarantees of any kind. This information is not intended as a substitute for professional financial advice. You should always seek the advice of a qualified financial advisor before making any investment or financial decisions.
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